# Buy Now Pay Later (BNPL) payments now available for you to offer your clients
Full article [here]( http://support.spectora.com/en/articles/8260576-buy-now-pay-later-options-for-your-clients)
**What is "Buy Now Pay Later"?**
Buy Now Pay Later payments in Spectora are new opt-in options for you to offer your clients as a way to pay over time for their inspection services while you get paid right away. The options currently available are Affirm and Afterpay.
**Is it the same as Pay at Close?**
No. While BNPL is not quite the same as pay at close it addresses the same problem.
**How do I enable these payment options?**
You will need to have Spectora Payments already enabled and setup to start
In Settings / Payments check the box for Enable Buy Now Pay Later (BNPL)
![image](https://canny.io/images/a7ee04c8ca98fd69009273148a11f471.png)
Check out the [article]( http://support.spectora.com/en/articles/8260576-buy-now-pay-later-options-for-your-clients) for all the details and options for setting this up!
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